VEHA A RISK OF FLOODING BIG CHANGES HAVE COME FOR MANY HOMEOWNERS WHIT FLOOD INSURANCE AND MORE CHANGES ARE STILL TO pCOME WITH FEMA’S RISK READING. 2.0 THE NEW SYSTEM DSOE AWAY WITH A ONE-SIZE-FITS-ALL FLOOD RATING USINGUR CRENT INSURANCE RATING PRACTICES IF YOU HAVE ONE OF TSEHO OLD CAPE CODDGES THAT’S RIGHT ON THE WATER. TO HEAV A LOWER COST THAN THE MUCH LARGER NEWER STRUCTURE THAT’S RIGHT NEXT TO IT. THAT WASN’T CONSIDERED BEFORE THE NEW SYSTEM WENINT TO CHECKED BAE NEW SYSTEM WENINT TO CHECKED CK ON OCTOBERST 1 FOR NEW FEDERALLY-BACKED MORTGAGES REFI’S AND REVERSE MORTGAGES ON PROPERTIES IN FLOOD. EXISTING POLICY HOLDERS WILL SEE THE CHANGE WNHE THE POLICY RENEWS AFTER APRIL 1ST, TH VAST RACE OR AN INCRSEEA OF NO MORE THAN $10 A MONTH. SO NO MORE TNHA $120 A YEAR THE CHANGES BRING THE NATIONAL FLOOD INSURANCE PROGRAM CURRENTIT WH BEST PRACTICES WITHINHE T INSURANCE INDUSTRY. HOWEVE CR,LIMATE SCIENTISTS AND HYDROLOGISTS THINK THAT THE CHANGES ARE NOT GOING TO BE ENOUGH THE FEMA. REQUIREMENTS ARE GOING TO HAVE TO CHANGE SO THAT THEY CAN ACTUALLY USE PROJECTIONS INTO THE FUTURE BECAUSE THINGS ARE ALREADY CHANGGIN AND THEY’RE DEFINITELY GOING TO CHANGE WHEN IT COMES TO STORM WATER FLOODING WHEN IT COMES TO COASTAL FLOODING FLOODING RAINS FROM IDA THE FEROCITY OFHE T BOMB CYCLONE IN 2018ND A HURRICANE SANDY IN 2011. JUST SOME OF THE HISTORICAL STORMSO T STRIKE NEW ENGNDLA IN RECENT YEARS STATISTICALLY SPEAKING, I THINK. NOW THE HUNDRED YREA EVENT THAT WE SEE HERE IN BOSTON ISOW N I’M LIKE A 47 YEAR EVENT. SO THE FREQUENCY HAS ALMTOS DOUBLED OF THE REALLY EXTREME EVENTS. WE’RE GONNA HAVE TO LIVE WITH THIS CHANGE CLIMATE BECSEAU EVEN IF WE STOPPED ALL OUR MISSIONS OF GREENHOUSE GASES TODAY, THE CLIMATE IS GOING TO CONTINUE TO CHANGE. JUST THIS PAST WEEK DATA FROM THE FIRST STRTEE FOUNDATNIO PROJECTS THAT NEARLY 28,000 ADDITIONAL RESIDENTIAL PROPERTIES ARE IN DANGER OF FLDINGOO JUST WITHIN THE NEXT 30 YEARS.